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Buying or Selling Your Home? Talk to a Real Estate Attorney First!Buying or selling a home is likely the biggest financial transaction of your life. You need someone who understands the issues and problems, and who represents only you. While lenders, real estate agents, appraisers, and title companies may be involved in your transaction, only your attorney is ethically bound to have an undivided loyalty only to you. If any of these individuals tell you that you do not need an attorney, you owe it to yourself to read our "What Could Go Wrong?" page, and question why they would make such a recommendation to you. A real estate attorney has the experience and expertise to guide you through a complicated process, from start to finish. Often, people do not consult with their attorney until after they have already signed a purchase agreement. At this point, you are already obligated. The best time to contact your attorney is before you even start looking for a home or when you are just preparing to sell your current home. An experienced real estate attorney can even recommend lenders and real estate agents who have a demonstrated track record of reliability, integrity, and expertise, saving you a great deal of worry and frustration. Whether you are going the "for sale by owner" or FSBO route, or plan to use a real estate agent (which we highly recommend), we can assist you at any point in your transaction. See our FAQ section, the "What Could Go Wrong?" page, our Real Estate page, our fee schedule, or contact us for more information. HUD Closing Agent for the State of IowaOur office has been awarded the contract to act as the Closing Agent for the the U.S. Department of Housing and Urban Development for the State of Iowa. For more information on HUD closings, please check our HUD Closing Agent page. We are located in the Stone River Center at 1523 52nd Avenue, Moline, IL 61265. This is one block west of our former location. Our offices are all on one floor, plenty of free off street parking, larger conference rooms, and fully handicapped accessible. Consulting and EducationIt is our first priority to make sure you understand your real estate transaction, as well as the importance of home ownership. With knowledge and information, it is much more likely you can avoid having someone take advantage of you in this financially important and emotionally charged transaction. Therefore, we are happy to offer educational programs about home ownership to any group, including first time homebuyer educational programs. Please contact us if you would like us to provide guidance to your company regarding RESPA compliance, TILA compliance. We can also consult with your organization with regard to avoiding mortgage fraud and loan fraud. We provide Real Estate Settlement Procedures Act (Regulation X) or RESPA compliance consulting and Truth in Lending Act (Regulation Z) or TILA compliance consulting. Firm ProfileMoens Law Offices, Chartered concentrates in real estate law, business law, and transactional law. Our offices are located in the Quad City area of Illinois and Iowa (the Quad Cities are made up of Moline, Rock Island, East Moline, and Silvis in Illinois, and Davenport and Bettendorf, in Iowa). Mr. Moens is licensed in Illinois, Iowa, and Federal Courts, and is a registered agent for numerous corporations and LLCs. He is also a licensed title insurance agent in Indiana. He has been involved in thousands of real estate transactions, from small vacant lots to multi-million dollar commercial developments. Express Title Company is a full-service title company providing full and witness only closing services, title insurance, and fast, accurate title searches for most counties in Illinois, Iowa, and Indiana, including, but not limited to, Rock Island County, Henry County, Whiteside County, Mercer County, Scott County, Muscatine County, Cedar County, Clinton County. Contact us at 309.736.3146 for further information. Agent for Attorneys' Title Guaranty Fund, Inc., Chicago Title Insurance Company, Old Republic National Title Insurance Company, and Pacific Northwest Title Company. This site will provide you with an overview of our practice, real estate law, frequently asked questions, published articles, and many law-related links. Any information you obtain through this web site is not, nor is it intended to be, legal advice.Use of this web site does not create an attorney-client relationship.
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